how do i magically have a six pack without exercising?

I’m kind of worried because I haven’t even done crunches, and my stomach is fat on the sides, still. I have love handles…maybe its not a six pack??? its hard and definitely looks like a six pack but, could it be something else? I’m not fat, im average….5’6 female 122 lbs……can anyone tell me whats going on?!?!?!