What exercises are best to loose my lower belly fat?

I have been gaining weight gradually over the past year and I noticed that my lower belly is getting more fat. Even when I was skinny, the only place I had fat was in my lower abdomen. This really bothers me and I would like to lose fat in that area before anywhere else. Is this normal? It’s really gross to look at, please help me someone. If I could affort a tummy tuck or liposuction I would get it.

How do I flatten my lower abs…any particular exercise in particular?

My abs is hanging down simillar to the pic in the link below

http://www.wndu.com/news/mommo/092006/mommo_52640.php

I run 3 days a week or so…but I am finding it really hard to flatten my lower abdomen as it is just "hanging" down….Is there anything I can do – I will continue my running and the starndard ab exercise (crunches, leg raise etc..) but it just does NOT seem to go away.

Please help.

How to flatten lower abs?

How can I flatten my lower abs? I’m not overweight, but I would like to tone up, and I carry weight especially in my stomach and hips. My lower abdomen looks "poochy" Eh. Any suggestions?
Thanks

How can I lose belly and arm fat, but keep my weight in other areas (such as butt and boobs)?

I am a 28 yr old female, 5’3 122 lbs. I don’t consider my self fat, but I do have stubborn belly fat in my lower abdomen that sometimes makes me look pregnant! If I diet and try to shed extra pounds, my stomach shrinks a little, but my boobs and my butt shrinks to nothing!! How can I lose this kangaroo pouch, but keep a healthy chest and butt?

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